Your Loan Navigator
Dan starts with the problem, not the product. He helps homeowners, home buyers and retirees make smarter mortgage and home equity decisions, with a focus on reverse mortgages and retirement lending.
Real Stories. Real Results.
One year ago, I found myself in a financial crisis. By some miracle I attended a seminar on reverse mortgages. Dan Kapellen was the presenter. After I attended the seminar, I knew in my heart he was the person sent to me to help me out. Not only was he knowledgeable and thorough, somehow he was able to help me understand and figure out what exactly I needed. He came to my house several times and responded quickly to my phone calls and text messages. After receiving the reverse mortgage, I had other questions that arose. I was getting notices in the mail that I thought were related to my mortgage. He quickly advised me not to respond. Dan saved me from getting scammed. He was and still is my guardian angel. Being a widow and nervous about financial matters, I put all my faith in his guidance. I will be forever grateful.
Dan helped me with a Home Equity Loan to pay off a high interest rate RV loan. He knows his products well, communicates well, and helped us step by step through closing.
I've known Dan for over 6 years (through our local Chamber and networking groups). I have never met a man more dedicated in helping his clients and community. He is a true asset to our business community and networking family.
Hear From Real Clients
Featured Podcast Interview
Dan talks reverse mortgages and retirement with host Bill Gross. Watch the full interview on YouTube.
Watch the Interview
Now on Amazon
The Housing Wealth Advice That Retirees Never GetReal Stories and Smart Choices for Staying Secure at Home
by Dan Kapellen (Author)Kindle & Paperback
#1 Amazon Best Seller in Mortgages (Kindle Store), February 2026
The Right Loan for This Stage of Life
Not sure if your home should play a role in your retirement? Dan explains what fits and what does not, before decisions feel urgent.
Book a CallThinking about using your equity or refinancing? Dan compares hundreds of lending programs to find the best fit for you.
Book a CallBuying a home? Dan starts with the problem, not the product, and compares programs to find the loan that fits you.
Book a Call
Your Loan Navigator. Author. Speaker.
Dan Kapellen is known as Your Loan Navigator. He starts with the problem, not the product. He helps homeowners, home buyers and retirees make smarter mortgage and home equity decisions, with a particular focus on reverse mortgages and retirement lending strategies.
He is a Certified Mortgage Advisor (CMA), Certified Reverse Mortgage Specialist (CREV) and Certified Veterans Lending Specialist (CVLS). With access to hundreds of lending programs, he compares options to find the best fit, not simply the easiest loan to sell.
Dan works mostly with seniors, retirees, widows, widowers and adult children facing housing and money decisions after income changes, health events or the loss of a spouse. He regularly presents on mortgages, reverse mortgages and housing wealth, and wrote The Housing Wealth Advice That Retirees Never Get. He lives in Florida with his wife, Connie.
A short conversation can help you understand what fits, and what does not, before decisions feel urgent. Book a time with Dan.